In a medium mixing bowl, add the flour, flax (if desired), baking powder, bakingsoda and salt, mixing until well-combined.
Next, smash the ripe banana with a fork and add to batter along with remaining wet ingredients, mixing until well-combined.
In a small pan over medium heat, add some coconut oil for cooking. Add 2–3 tablespoons of batter for each pancake.
Cook for 2–4 minutes and then flip. Continue doing this until all pancakes have been made.
Top with butter, maple syrup and fresh fruit, along with optional cacao nibs.