Preheat oven to 375°F (190°C).
Season the black beans by mixing them with cumin, chili powder, garlic powder, and a pinch of salt.
Layer the nachos: On a baking sheet, spread out tortilla chips. Sprinkle black beans evenly, then add shredded cheese.
Bake for about 8-10 minutes or until the cheese is melted and bubbly.
Top with fresh ingredients: Remove from oven and immediately add diced tomatoes, jalapeños, and red onion (if using).
Garnish with fresh cilantro if desired.
Serve immediately with your favorite dips like guacamole or salsa.
