Preheat oven to 375°F.
Spread tortilla chips in a large tin foil tray.
Sprinkle half of the cheese over the chips.
Add black beans, tomato, red onion, jalapeño, olives, and corn over the cheese.
Top with cooked chicken or beef if using.
Sprinkle with remaining cheese, salt, and pepper.
Bake in the oven for 10-15 minutes until cheese is bubbly and golden.
Let it sit for a moment before garnishing with cilantro.
