Cook tater tots per package directions.
While tots are cooking, cook ground beef in a large pan over medium heat until browned. Drain fat.
Combine beans and tomatoes with beef. Stir until beans are heated through.
Top tater tots with bean mixture and shredded cheese.
Return tots to oven and melt cheese, about 5 minutes.
Drizzle tots with sour cream & top with jalapeños, avocado and olives.