Preheat oven to 350oF. Spray a 9×13-inch baking dish with cooking spray. Set aside.
In a large skillet, cook ground beef until it is no pinker. The fat should be drained.
Stir in the taco seasoning and water. Let it simmer for approximately 5-10 minutes, or until almost all of the water has been absorbed.
Combine the soups, tomatoes, Worcestershire Sauce, Cheez Whiz Tabasco, and tomatoes in a saucepan. Heat on medium heat until blended. Season with salt and pepper as needed. Set aside.
You can cover a casserole dish with enough crushed tortilla chips to cover it.
Spread half the taco meat on top of the chips.
Top with half the Rotel mixture.
Sprinkle half the cheddar cheese over top.
Continue to add the cheddar cheese and the rest of the mozzarella.
Bake for 35-45 minutes or until bubbly.
