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Preheat oven to 350°F. Grease a 1 pound loaf pan (or see alternatives in notes).
In a medium mixing bowl, whisk to combine sugar, flour, baking powder and salt. Set aside.
In a large mixing bowl or stand mixer, beat egg, milk and oil until combined.
Gradually add dry mixture to wet mixture, stirring together until just moist.
Fold in chocolate chips, reserving ¼ cup for the top of the loaf.
Pour batter into loaf pan filled just ⅔ full. Top with remaining chocolate chips. Bake in the center of the oven 50-60 minutes or until a toothpick inserted into the center comes out clean. Allow to cool 10 minutes before slicing.