Preheat oven to 375°F (190°C) and grease a 9x13-inch baking dish.
Brown ground beef in a skillet. Add onion and garlic; cook until softened.
Season with Worcestershire sauce, salt, and pepper.
Spread cheddar cheese soup in baking dish. Top with beef mixture.
Add frozen French fries in a layer. Sprinkle shredded cheese over top.
Cover with foil; bake 25 minutes. Remove foil, bake 10-15 minutes more until fries are crispy and cheese is bubbling.
Let cool slightly. Add optional toppings and serve.
