Add all ingredients (except coconut oil and add-ins) to a blender and blend until smooth.
If using add-ins, stir in now. Mixture may have thickened in blender so stir in more milk 1 tablespoon at a time to thin out, if needed.
Add coconut oil to a pan or skillet over medium heat.
Pour in about a ⅓ a cup of batter per pancake and cook until all bubbles have popped (about 2-3 mins)
Flip over and cook for one more minute.
Repeat until all pancakes have been cooked.
Top with more banana, berries, maple syrup, nuts/nut butter or desired toppings and serve immediately.
