Preheat oven to 425F degrees.
Dice onions and peppers and place in a frying pan over medium heat. Add 1 tablespoon of butter and sauté until the onions are transparent. Set aside.
Using an electric mixer or stand mixer, mix together cream cheese, sour cream, and garlic powder. Add Gouda cheese and Parmesan cheese and combine.
Add peppers and onions to cheese mixture and mix thoroughly. Transfer to an oven safe baking pan. Set aside.
Brown thinly sliced steak on stovetop using 1 tbsp butter. Remove from heat.
Transfer steak, using it to top the cheese mixture. Sprinkle with Jack cheese.
Bake uncovered for about 10 minutes, or until cheese has melted.
Serve with tortilla chips and enjoy!
