Using a medium-sized pot, cook the red beans in 4 cups of water until tender (usually for around 2 hours)
Drain the beans and keep 4 cups of the bean water aside as it will be used to cook (and color) the rice
Using your medium-sized pot again, lightly fry the cubed smoked ham until golden and add the onion and the garlic
Add the beans and season to taste; add the water used to cook the beans along with the ground cloves and the green hot pepper if desired; bring to a boil
Lastly, add the rice and cook for 20-25 minutes or until no standing water remains in the pot