Add milk, garlic, seasoned salt, pepper, and ritz crackers to a large bowl. Allow to sit for 5 minutes to make the crackers easier to break down.
Add egg, bell peppers and onions, and meat. Mix until combined.
Place in 3x5 mini loaf pans. Place mini loaf pans in the air fryer. Cook at 350 for 15 minutes.
While the meatloaves cook, make red sauce by mixing ketchup, brown sugar, and Worcestershire sauce.
Carefully remove meatloaves from air fryer, top with the red sauce. Return to the oven for an additional 10 minutes at 350 degrees.
