Make the filling/frosting by combining the cream cheese, heavy whipping cream, ½ jar of biscoff spread, and powdered sugar.
Assemble the dessert by dipping the lady fingers in the milk and arranging them in a dish.
Spread 3 tbsp of biscoff spread over the lady fingers.
Top with the biscoff filling/frosting.
Sprinkle the crushed biscoff cookies over the top.
