Dice onion and bell pepper.
In a large stockpot over medium heat, sauté onion and bell pepper in water/broth for about 8 minutes.
Meanwhile, mince garlic. When onion is translucent, add garlic, chili powder, cumin, smoked paprika, and oregano. Stir and sauté 1 minute.
Add vegetable broth, tomatoes with juice, and tomato paste. Bring to a light boil.
Meanwhile, rinse and drain beans.
Add beans, cover, reduce heat, and simmer for 10 minutes until thickened.
Serve with toppings of choice.
