Preheat oven to 375 degrees F.
In a medium mixing bowl, combine cream cheese, beans, salsa and chili powder. Add 1 ½ cups of the cheese and mix well.
Pour into an 8x8 baking dish or your favorite cast iron skillet.
Bake at 375 degrees F for 20 minutes.
Remove from oven and sprinkle the remaining cheese on top and return to the oven for five more minutes.
Serve with your favorite chips.
