Preheat oven to 350 degrees. Grease a 9x13 pan.
Heat drizzle of oil on large skillet, add beef, taco seasoning and garlic powder. brown meat until cooked.
Drain access grease, stir in sour cream, cream cheese, green chilies, refried beans. mix until well combined and melted.
In each tortilla shell add in some beef mixture, roll up and place in the baking dish.
Pour the sauce over enchiladas and top with remaining cheese.
Bake 20 min and then under high broil for 3 min to brown the cheese.