Crumble ground beef in a soup pot over medium-high heat.
Add taco seasoning packet. Cook until beef is no longer pink, about 5 minutes.
Drain grease and add beef mixture back to the pot.
Stir in pinto beans, salsa, cheese dip, and water.
Bring to a boil. Reduce heat and simmer for 15 minutes.
Ladle into bowls and top with toppings of choice.
