Drain and rinse the chickpeas, black beans, and corn
Dice the red onion and red bell pepper
Chop the cilantro
In a bowl, combine the greek yogurt, mayonnaise, lime juice, chili powder, garlic powder, salt, and pepper to make the dressing
In a large bowl, combine the chickpeas, black beans, corn, red onion, red bell pepper, and cotija cheese
Pour the dressing over the salad and mix until well combined
Top with chopped cilantro and serve
