In a large mixing bowl, gently stir together the drained fruit cocktail, drained crushed pineapple, and cherry pie filling until evenly combined.
Just before serving, fold in the sliced bananas to maintain their freshness and prevent browning.
If desired, mix in mini marshmallows or shredded coconut for enhanced sweetness and texture.
Cover the bowl and refrigerate for at least 30 minutes to allow flavors to develop.
