Add NAVY BEANS, BONE, ONION, CELERY, GARLIC, THYME, SALT, and BLACK PEPPER to a crock pot.
Add enough WATER to cover the beans by 1 inch.
Set the slow cooker on low for 5 hours. *see recipe footnote about unsoaked beans.
At around the 5 hour mark, stir in CARROTS, cover the slow cooker, and continue cooking until beans and carrots soften to your liking.
Transfer bone out of the pot. Remove ham, shred, and add back to the beans. Discard all gristle and bone before serving