Thoroughly rinse quinoa in a fine mesh strainer and cook according to package instructions. Rinse under cold running water to cool it off.
In a large bowl, combine the salad ingredients: cooked and cooled quinoa, black beans, pinto beans, bell pepper, zucchini, onion, cilantro, and cotija cheese.
In a small jar, combine the dressing ingredients: olive oil, vinegar, lime juice, honey or agave, chili powder, cumin, smoked paprika, salt and pepper. Shake together.
Pour dressing over salad, toss together and EAT.