In a large bowl, mix cream cheese, cheddar cheese, olives, bell peppers, green onions, taco seasoning, salt, and pepper.
Spread 2 tablespoons of the filling over each tortilla. Roll tightly and refrigerate for 20 minutes.
Cut each tortilla roll into 1-inch pinwheels. Insert pretzel sticks or toothpicks to make them easy to grab.
Garnish each appetizer with a plastic spider ring for a fun Halloween presentation.
Arrange pinwheels on a platter and serve chilled for best flavor.
