Grease 2 1 pound loaf pans and preheat oven to 350°F.
In a medium mixing bowl combine brown sugar, flour, baking powder and salt.
In a large mixing bowl or stand mixer, beat eggs, milk and oil.
Gradually add dry mixture to wet until just moist.
Pour half of batter into loaf pan.
In a medium mixing bowl or stand mixer, combine cream cheese, sugar, and egg. Top just the center of the mixture in loaf pan with cream cheese mixture.
Pour remaining batter into the loaf pan allowing room for rise.
Add a stripe of caramel sauce to the top of the batter and swirl with a knife.
Bake 50 minutes or until toothpick comes out "clean" with the exception of a little cream cheese.
