Preheat the oven to 350 degrees Fahrenheit.
Line a cupcake tray with liners or spray with cooking spray.
Chop the apple and set aside.
In a small bowl melt the butter.
Transfer to a larger bowl along with the sugar, mashed banana, and nondairy milk. Stir to combine.
Add in the baking powder, all-purpose flour, almond flour, and cinnamon if using.
Stir until a batter is formed. Fold in the chopped apple and chocolate chips.
Transfer to cupcake pan and bake for 23-25 minutes.
